How Long Does It Take To Refinance A House
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Not since 2012 had a refinance taken so long. But the upside was that, eventually, higher rates led to faster closing times. According to Ellie Mae, it took just 47 days to close a refinance in.
For conventional mortgage loan refinancing, the lender will require an appraisal of your home to verify the market value. Lenders use local independent appraisers to complete the work. If you live in a larger area, it might take some time for an available slot to open with an appraiser. This can slow down the total time it takes you to refinance.
While most people understand the benefits that refinancing can bring, they also know that the process will take time and effort on their part. But exactly how much time does it take to refinance? If you’ve never gone through the process before, you may be curious as to how long the different steps take.
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